First of all, congratulations on making the decision to buy a home! Whether it’s your first time buying a home or you’ve done this before, it is definitely an exciting time and there is so much to look forward to! Now, let me get one thing out of the way. Before I give you the tips, here’s where you should be at the moment: You are saving your cash You’ve set a budget You checked your credit score You determined the mortgage you can afford to pay each... [read more]